Benefit from ZeroLend’s DeFi opportunities, using Kiln’s infrastructure

Zerolend

Glenn Brown, Head of Product
December 17, 2024

* Gross Reward Rate (GRR) may change over time and vary depending on the open source blockchain protocol code. In addition, fees might be deducted from the gross effective rewards earned.

What is ZeroLend? 

ZeroLend is a decentralized, non-custodial liquidity protocol operating on Layer 2 solutions like Linea. It enables users to supply and borrow assets with variable or stable reward rates, focusing on liquid restaking tokens (LRTs) and real-world assets (RWAs). 

By leveraging Layer 2 solutions, ZeroLend delivers high scalability, capital efficiency, and low transaction fees, making DeFi more accessible to a broader audience.

 ZeroLend also integrates account abstraction features such as gasless transactions to enhance user accessibility and reduce friction in DeFi adoption.

Why bring DeFi to your users?

After staking, DeFi is the next source of digital asset rewards. Stablecoins are a $170 billion market and growing, but less than 4% of stablecoins natively earn interest for holders. In comparison, over 50% of PoS and dPoS assets are staked.

Kiln DeFi is the tech stack that enables integrators to seamlessly support and monetize DeFi in any Web3 product.

DeFi is the next step in your crypto earn offering after supporting staking. Diversify your rewards opportunities and benefit from service fees on your users’ stablecoin rewards.

Kiln DeFi is:‍
  • 1
    100% onchain
  • 2
    Seamless
  • 3
    Control your own pricing model

How can you offer ZeroLend rewards with Kiln DeFi?


💡 You can start monetising ZeroLend’s opportunities in less than a week with Kiln DeFi.

  • Deploy your custom Kiln DeFi vaults
  • Integrate into your UI quickly—often in less than a week  (see docs)
  • Your users start earning supply rewards

Reach out to us if you need help to integrate Kiln DeFi.

How can you offer ZeroLend rewards with Kiln DeFi?

In the context of Decentralized Finance (DeFi), “rewards” refers to the earnings that a user receives from supplying or lending their assets a DeFi protocol such as ZeroLend. DeFi platforms facilitate peer-to-peer lending and borrowing through smart contracts on blockchains like Ethereum.

In DeFi protocols like ZeroLend, supply rates fluctuate mainly based on borrowing utilization. Higher borrowing demand increases supplier reward rates. Additional incentives and market volatility also impact these rates. Economic conditions, such as bull or bear markets, influence activity levels, with higher activity boosting yields and lower activity reducing them.

From 2.5% APY in a bear market to 22%+ during peak market activity, DeFi rewards like ZeroLend’s can drive a significant additional source of rewards for customers.

Why should you use Kiln DeFi to offer ZeroLend rewards?

Kiln is the leading enterprise-grade staking platform, enabling institutional customers to earn rewards on their digital assets or integrate our tech stack into their products. The API-first platform supports fully automated rewards, data, and commission management.

With Kiln DeFi, our clients seamlessly access a wide range of protocols like ZeroLend and assets without having to build commercial agreements and integrate different deposit/withdrawal flows for each DeFi protocol.

Gain control with comprehensive reporting and monitoring of your ZeroLend DeFi positions, rewards, and audited smart contracts.

Learn more about Kiln DeFi

How can you offer ZeroLend rewards with Kiln DeFi?


💡 You can start monetising ZeroLend’s opportunities in less than a week with Kiln DeFi.

  • Deploy your custom Kiln DeFi vaults
  • Integrate into your UI quickly—often in less than a week  (see docs)
  • Your users start earning supply rewards

Reach out to us if you need help to integrate Kiln DeFi.

How can you offer ZeroLend rewards with Kiln DeFi?

In the context of Decentralized Finance (DeFi), “rewards” refers to the earnings that a user receives from supplying or lending their assets a DeFi protocol such as ZeroLend. DeFi platforms facilitate peer-to-peer lending and borrowing through smart contracts on blockchains like Ethereum.

In DeFi protocols like ZeroLend, supply rates fluctuate mainly based on borrowing utilization. Higher borrowing demand increases supplier reward rates. Additional incentives and market volatility also impact these rates. Economic conditions, such as bull or bear markets, influence activity levels, with higher activity boosting yields and lower activity reducing them.

From 2.5% APY in a bear market to 22%+ during peak market activity, DeFi rewards like ZeroLend’s can drive a significant additional source of rewards for customers.

Why should you use Kiln DeFi to offer ZeroLend rewards?

Kiln is the leading enterprise-grade staking platform, enabling institutional customers to earn rewards on their digital assets or integrate our tech stack into their products. The API-first platform supports fully automated rewards, data, and commission management.

With Kiln DeFi, our clients seamlessly access a wide range of protocols like ZeroLend and assets without having to build commercial agreements and integrate different deposit/withdrawal flows for each DeFi protocol.

Gain control with comprehensive reporting and monitoring of your ZeroLend DeFi positions, rewards, and audited smart contracts.

Learn more about Kiln DeFi

Protocol card

Supported assets
USDC, DAI, USDT, USDe and more
Supported EVMs
Ethereum, Linea, zkSync
APR
up to 17%
TVL
$280M+
Glenn Brown, Head of Product
December 17, 2024

* Gross Reward Rate (GRR) may change over time and vary depending on the open source blockchain protocol code. In addition, fees might be deducted from the gross effective rewards earned.

Zerolend

What is ZeroLend?

ZeroLend is a decentralized finance (DeFi) protocol that facilitates lending and borrowing. It offers users a secure and efficient platform to leverage their assets within the DeFi ecosystem.

What stablecoins or tokens are supported on ZeroLend with Kiln DeFi?

ZeroLend supports a range of assets, including USDC, DAI, USDT, and USDe, available through Kiln DeFi.

What are the rewards associated with ZeroLend and Kiln DeFi?

Rewards on ZeroLend are determined by the supply and borrowing demand for each supported asset. Higher borrowing demand typically results in increased reward rates for suppliers. Additional protocol incentives or market conditions may also impact rewards.

Check ZeroLend for the latest rates.

Is there a minimum amount of assets to lend on ZeroLend?

There are no minimum or maximum limits for supplying assets on ZeroLend. However, for very small amounts, transaction costs may outweigh potential earnings, making smaller deposits less practical.

Do the end users of the integrator maintain custody of their assets when lending on ZeroLend?

No, lending on ZeroLend involves depositing your assets into a smart contract that governs the lending protocol. While the smart contract manages custody, you retain the exclusive right to withdraw your assets according to the protocol's terms.

Is there a lockup period when lending assets on ZeroLend?

No, you can withdraw your assets at any time, provided the lending pool has sufficient liquidity (i.e., it is not fully borrowed). If the pool lacks liquidity, you may need to wait for borrowers to repay their loans to free up funds.

It is a rare occurrence for a lending pool to lack liquidity, as in the event of limited liquidity borrowing rates are automatically adjusted upwards to encourage loans to be repaid.

How do I get started with Kiln DeFi?

Contact your account manager or complete our form to begin the Kiln onboarding process and access our suite of solutions.