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Benefit from Fluid's DeFi opportunities, using Kiln’s infrastructure
Fluid
What is Fluid?
Fluid is a decentralized finance (DeFi) protocol designed to enhance capital efficiency and user experience in lending and borrowing. The lending protocol allows users to supply assets and receive rewards in kind while the Vault Protocol provides advanced borrowing capabilities with high loan-to-value (LTV) ratios and minimal liquidation penalties. The liquidity protocol serves as a foundational layer, consolidating liquidity across the ecosystem to enable seamless interaction between protocols without requiring each to attract liquidity independently.
Why bring DeFi to your users?
After staking, DeFi is the next source of digital asset rewards. Stablecoins are a $170 billion market and growing, but less than 4% of stablecoins natively earn interest for holders. In comparison, over 50% of PoS and dPoS assets are staked.
Kiln DeFi is the tech stack that enables integrators to seamlessly support and monetize DeFi in any Web3 product.
DeFi is the next step in your crypto earn offering after supporting staking. Diversify your rewards opportunities and benefit from service fees on your users’ stablecoin rewards.
Kiln DeFi is:
- 1100% onchain
- 2Seamless
- 3Control your own pricing model
How can you offer Fluid rewards with Kiln DeFi?
💡 You can start monetising Fluid’s opportunities in less than a week with Kiln DeFi.
- Deploy your custom Kiln DeFi vaults
- Integrate in your UI in less than a week (see docs)
- Your users start earning supply rewards
Reach out to us if you need help to integrate Kiln DeFi.
How can you offer Fluid rewards with Kiln DeFi?
In the context of Decentralized Finance (DeFi), “rewards” refers to the earnings that a user receives from supplying or lending their assets a DeFi protocol such as Fluid. DeFi platforms facilitate peer-to-peer lending and borrowing through smart contracts on blockchains like Ethereum.
In DeFi protocols like Fluid, supply rates fluctuate mainly based on borrowing utilization. Higher borrowing demand increases supplier reward rates. Additional incentives and market volatility also impact these rates. Economic conditions, such as bull or bear markets, influence activity levels, with higher activity boosting yields and lower activity reducing them.
From 2.5% APY in a bear market to 22%+ during peak market activity, DeFi rewards like Fluid’s can drive a significant additional source of rewards for customers.
Why should you use Kiln DeFi to offer Fluid rewards?
Kiln is the leading enterprise-grade staking platform, enabling institutional customers to earn rewards on their digital assets or integrate our tech stack into their products. The API-first platform supports fully automated rewards, data, and commission management.
With Kiln DeFi, our clients seamlessly access a wide range of protocols like Fluid and assets without having to build commercial agreements and integrating different deposit/withdraw flows for each DeFi protocol.
Gain control with comprehensive reporting and monitoring of your Fluid DeFi positions, rewards, and audited smart contracts.
Protocol card
Supported assets
USDC, USDT, GHO, EURC, ETH, STETH
Supported EVMs
Ethereum, Arbitrum, Base
APR
up to 16%
TVL
$300M+
Fluid FAQ
What is Fluid?
Fluid is a decentralised finance (DeFi) protocol enabling minting and interacting with decentralized stablecoins.
What stablecoins or tokens are supported on Fluid with Kiln DeFi?
USDC, USDT, wETH, wsETH and GHO are supported on Fluid and available through Kiln DeFi.
What are the rewards associated with Fluid and Kiln DeFi?
Rewards are based on the supply and borrowing demand for each asset. As the borrowing demand for an asset increases, the reward rate also increases.
Check on Fluid for the latest rates.
Is there a minimum amount of assets to lend on Fluid?
You can supply any amount you wish, with no minimum or maximum limits. However, it's important to note that for very low amounts, the transaction costs may exceed the expected earnings.
Do the end users of the integrator maintain custody of their assets when lending on Fluid?
No, lending on Fluid means you will deposit your assets into their lending protocol (a smart contract) but only you have the right to withdraw your assets.
Is there a lockup period when lending assets on Fluid?
Withdrawals from the Lending Protocol utilize an Automated Debt Ceiling. Withdrawals increase every block creating a smoothing curve for withdrawals preventing any sudden large movements.
How do I get started with Kiln DeFi?
Contact your account manager or complete our form to begin the Kiln onboarding process and access our suite of solutions.